Whether you have three employees or three thousand, we deliver affordable, transparent retirement plans that attract top talent—and position you for your own early exit.
Employers know they need a 401(k) to attract qualified people. But most don't have the time to research plans, compare providers, or determine whether their current plan actually serves their employees well.
The result? Overpriced plans with hidden fees, poor investment options, and fiduciary risk sitting squarely on the employer's shoulders. We solve all three problems.
We've partnered with Vestwell to streamline every aspect of 401(k) administration—from onboarding and payroll deduction to recordkeeping, compliance, and investment management. You focus on your business. We handle the plan.
We handle all the hard parts—onboarding, administration, payroll deduction automation, recordkeeping, investment management, and compliance. A modern user experience makes enrollment and beneficiary designation painless for your team.
We believe in total fee transparency. Our model is designed to make plans affordable for employers, keep costs low for employees, and charge enough to never cut corners on administration and security.
Most providers bury a clause making the employer the plan fiduciary—leaving you liable for overpriced funds and poor performance. We act as the investment fiduciary so you don't have to.
There's a small proviso buried in the fine print of most 401(k) contracts that makes the employer the plan fiduciary. This means the investment adviser can put employees into expensive, high-fee funds—but you're on the hook if those fees are deemed excessive or investments underperform.
Employers have been found legally liable for poorly run plans. Less than 20% of 401(k) providers on the market list the adviser as the fiduciary. We're in that 20%.
Our fiduciary commitment means we select and monitor investments in your employees' best interest—and we carry the legal responsibility for those decisions, not you.
If you're a business owner planning your own early exit, your company's retirement plan is a critical piece of the puzzle. The right 401(k) structure can maximize your personal tax advantages, accelerate your retirement savings, and position you for a smoother transition out of the business.
We design plans that serve your employees and serve your exit strategy simultaneously.
Curious how your current plan compares? We'll provide a complete benchmarking report—a side-by-side comparison of plan services, investment options, and expenses—so you can see exactly where you stand.